Glossary of Terms

Navigating the Legal Jargon – A Glossary of Key Terms

Navigating the aftermath of an auto accident can often feel like learning a new language. Here’s a simplified glossary to guide you through the jargon.

1. Plaintiff

The person who initiates a lawsuit seeking legal remedy for an injury or damage caused by another party.

2. Defendant

The person against whom a lawsuit is typically alleged to have caused harm or damage.

3. Negligence

A legal term referring to careless or reckless behavior that results in injury or damage to another person or property.

4. Damages

Refers to monetary compensation awarded in civil lawsuits, often broken down into compensatory (for actual loss) and punitive (to punish wrongdoing).

5. Liability Insurance

An insurance policy that protects the holder from financial loss related to being deemed at fault for an accident.

6. Adjuster

An insurance professional who investigates claims and recommends settlement amounts based on property damage, medical expenses, pain, suffering, and other factors.

7. Settlement

An agreement is reached between parties in a lawsuit where one side offers payment for dropping the case before it goes to court.

8. Litigation

Legal action involves activities before, during, and after a lawsuit, including negotiations, discovery, and trial.

9. Subrogation

A term used when an insurance company recovers a claim amount paid out to its insured from the at-fault party or their insurer.

Remember, understanding these terms not only demystifies legal conversations but also empowers you as you navigate your way post-accident – whether dealing with insurance companies, attorneys, or even court proceedings.

Equipped with this glossary and guided by experienced legal professionals, you’re well-prepared to handle this journey – focusing on your recovery while ensuring your rights are protected at every step.

Car Accident Lawyer Reviews